The tax bomb starts at 73.
No cost. No obligation. Sessions are limited to qualified savers.
Where it actually lands
It is rarely just the tax bill.
-
A higher bracket than you planned for
Required withdrawals stack on top of Social Security, pensions, and everything else. As the account grows, so does the required amount.
-
Medicare premium surcharges
Income above certain thresholds raises what you pay for Part B and Part D. The determination looks back two years, so the bill arrives long after the decision that caused it.
-
More of your Social Security taxed
Higher reported income can increase the taxable portion of benefits you already paid for.
-
The bill your spouse inherits
A surviving spouse files single. Much the same income, assessed against a narrower bracket structure.
Who the session is for
We can only be useful to some people.
- You are roughly 55 to 70
- You have $250,000 or more in traditional pre-tax retirement accounts
- You have not yet begun required minimum distributions
- You would rather know the number than be surprised by it
If that describes you, the next step takes under a minute. If it doesn't, close the tab with our blessing — you'd be stopped at the quick check anyway, and we'd rather not waste your time.
Check availability